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目前銀行已不強制要求借款人必須提供保證人。但如果借款人自願提供保證人,銀行會根據保證人的還款能力進行評估,這可能有助於提高房屋貸款的成數。党建: 管道匠人 国脉匠心——记中国石油西部管道公司生产技术服务中心高级技师黄伟一般房貸:可向銀行

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